The 1995 Topps Finest Mystery insert was designed around a concept: each card came with an opaque black coating so you couldn't see who you pulled until you checked the back. The refractor version of that insert is a different animal entirely — the refractor effect beneath the coating produces a prismatic rainbow shift that most collectors didn't fully appreciate until years later. This specific card features Jordan dunking directly on Alonzo Mourning, widely considered one of the best action photos on any Jordan card of the era. The chromium on this copy hasn't greened — a preservation issue that affects the majority of surviving examples. Only 25 have ever received a PSA 10, and public auctions are few and far between.