This is one of the most meaningful Jordan Refractors of the era — the 1994–95 Finest Refractor #331, and the only Jordan Refractor that shows him wearing #45, the number he wore during his 1995 return from his first retirement. Topps invented the rainbow-sheen Refractor as the chase parallel of its Finest brand, and the 1994–95 design shows the technology off beautifully: Jordan rising for a shot over a starburst of caribbean-blue, green and purple light, the colors rolling across the chromium as the card is tilted. The back marks his ‘Finest Moment ’92–93’ — leading the Bulls to their historic three-peat with an unprecedented third straight Finals MVP at 41.0 points per game.

What makes these two copies special is the surface state. Every 1994–95 Finest card shipped with a protective film over the fragile chromium — the angled black ‘Topps Finest Protective Coating — Peel and Remove’ text you can see across the front. Many collectors peeled it; both DimeLabs copies are graded with the coating intact, exactly as Topps issued them, which keeps the chromium pristine and untoned beneath the film and preserves the deep, glassy color. That intact, factory-fresh state on a card this fragile is a big part of why a gem example is so hard to find: of 683 copies graded across all grades, only 40 have reached PSA 10, a 5.84 percent gem rate. DimeLabs owns two of those 40, roughly 5 percent of the entire gem-mint population.